As the quality of life around the globe has risen, so has the overall life expectancy. Average Americans are routinely living to 80, 90, even 100 years of age. This is due in no small part to medical and technological advances like: Access to preventative health care...
Your spouse suffers a stroke or you fall while cleaning and fracture your wrist and pelvis - what happens next? Some amount of long-term care services will likely be required.Long-term care includes all the medical and non-medical services to cope with a chronic...
The last time we talked about long term care planning was about a month ago. We wrote about LTC insurance, and how it can prove very beneficial to some people. Today, we're going to talk about home care, what options there are for this type of care and why many people...
At some point in our lives, we will no longer be able to do the things that we once did. We won't be able to play basketball with the usual group on Saturdays. Those weekend hiking trips will be a thing of the past. And even some of the more basic tasks, such as...
It can be hard to imagine, but if you can, think about your life when you are much older. Picture yourself as a 70- or 75-year-old person and trying to do all of the things that you do today. Some of those things won't be possible anymore, and others still, though...
The US Congress passed the Achieving a Better Life Experience (ABLE) Act in 2014. The law will enable people with disabilities to access savings accounts to pay disability-related expenses. The accounts will not affect Medicaid and Supplement Security Income...
Do you freeze up when someone mentions “the end of life" or "advance planning?” Few are comfortable with the topic. Estimates are that more than 60 percent of older adults do not have an advance directive in place that expresses their wishes regarding end-of-life...
Nobody likes to dwell on their own mortality or impending physical or mental decline, but many Denver residents are relieved after securing long-term care for their future.In a single year, nearly 10 million Americans required long-term care. While 63 percent were...
As part of good estate planning, residents of Colorado may consider long-term care planning for themselves and their loved ones. Medicare, a government supplemental insurance policy that provides medical and hospital benefits for individuals who meet certain...
Many Colorado residents may wonder if they are eligible for Medicaid if they own a home. The eligibility standards for Medicaid are specific, and certain assets are used to determine eligibility. An individual who applies for Medicaid is required to list their assets...
