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Care for the elderly as they age has always been very expensive, especially when it is long-term care. Staying in an assisted living home or a nursing home is prohibitively expensive for some, and it’s a reason why people are often looking into their benefits. They...
The decision to transition to assisted living is rarely an easy one. It’s an emotional decision for everyone involved, which can sometimes cloud reason. Sometimes the signs will be obvious, like their physician recommends it. Barring that, here are a few signs that...
Aging in place of the ideal situation for older adults. They can stay in their own homes and close to the people they love instead of moving into an impersonal group facility. Aging in place can be much more cost-effective than paying the thousands of dollars a month...
Your advance medical directive is a simple, three-part document that details what you’d like someone to do in the case of a medical emergency. The document lets another person make medical decisions for you and help with end-of-life decisions. In Colorado, your...
For many, long-term care planning means considering things like nursing homes and assisted living centers. You can work on all of this as part of your estate plan. You know that you could have many healthy years ahead of you, but that doesn’t necessarily mean that...
Multi-generational family homes do exist, but they are far less common than they were years ago. Most households contain only one or possibly two generations of family members, with children usually moving out as soon as they achieve financial independence. Although...
Minor children are generally dependent on their parents for basic necessities and the management of their care. Parents can make decisions on behalf of their minor child, from what school they should go to, to what medical care they should receive, because young...
Aging doesn’t come cheap. And studies have found that it’s only likely to get more expensive. There are many reasons for this, and they’re important to consider for those doing their estate planning and long-term care planning. A strain on...
There could come a point in your life when you require long-term care, such as at a nursing facility. While you hope to avoid this, it’s something you must plan for nonetheless. Neglecting to do so could leave you, your family and your estate in a bad place....
No one really wants to depend on Medicaid benefits, especially because people associate them with poverty, despite it being a critical safety net for those who need medical care. If you have worked your entire adult life, you have probably always had private...