If you were born in 1960 and are turning 65 in 2025, you might think you can claim full Social Security benefits. That is not true. You must wait until 2027 to get your full monthly payment. This rule affects many people in Denver, Edwards and nearby areas. Knowing...
For many older adults and their families, preparing for the golden years goes beyond making crucial financial decisions. It also means choosing the right place to live. A continuing care retirement community (CCRC) offers a unique and flexible housing solution that...
Most people know that they need to give a plan for their assets when they die. This is done through the use of their will and trusts in an estate plan. What they may not think about is that they need to make some plans for what will happen if they become...
Minor children are generally dependent on their parents for basic necessities and the management of their care. Parents can make decisions on behalf of their minor child, from what school they should go to, to what medical care they should receive, because young...
There could come a point in your life when you require long-term care, such as at a nursing facility. While you hope to avoid this, it’s something you must plan for nonetheless. Neglecting to do so could leave you, your family and your estate in a bad place....
No one really wants to depend on Medicaid benefits, especially because people associate them with poverty, despite it being a critical safety net for those who need medical care. If you have worked your entire adult life, you have probably always had private...
You spent years working toward your retirement. You built an investment portfolio, took care of your home and made the most of your company’s retirement planning. As ready as Baby Boomers are for their well-earned retirement, many people overlook the costs of...
Age does not shield someone from mental illness. According to a report from the Centers for Disease Control and Prevention, one in five adults over the age of 55 experiences a mental health condition. While this can include an array of different ailments, one of the...
Cognitive decline among older U.S. adults is increasingly a concern. According to the CDC, about 5.8 million Americans have Alzheimer’s disease and related dementia. That number is expected to balloon, and quickly. The agency predicts that by 2060, the number of...
One of the things we must consider as we age is our medical care preferences. Are there procedures or machines we are uncomfortable with? Are there specific treatments we prefer over others?It is possible for anyone to make their wishes known well ahead of time,...
