Most people know that Medicare provides low-cost medical coverage for citizens that are over 65. However, what most people don’t know is precisely how Medicare coverage works. Medicare’s services are divided into four parts, each providing different benefits. They...
Medicaid planning can be one of the most challenging areas to get right when estate planning. If your parents have too much wealth when they need Medicaid, the authorities could take it to pay for the services they need. On the other hand, if they do not have enough...
Different government benefit programs cover different needs. Government insurance programs can help connect otherwise-uninsured people with necessary medical coverage and treatment. Unlike Medicare, which only requires that people reach a certain age to qualify,...
Many Americans are eagerly awaiting their stimulus check. Approved by the federal government as a response to the ongoing pandemic, these one-time payments are meant to help individuals and families support themselves during this time of uncertainty.But what if you...
Anyone that has been involved in a personal injury or workers’ compensation settlement may have heard the term “Medicare Set-Aside Account.” These accounts, often referred to as MSAs, are one of the many seemingly arcane practices associated with...
About 1.2 million Coloradans were enrolled in Health First Colorado, the state’s overarching Medicaid program, as of November, 2019. It’s a figure that speaks to the importance of the program for many people, particularly older individuals that may need...
According to a June 2019 article in Disability Scoop, participation in ABLE accounts has been slower than anticipated. State officials nationally are concerned about the long-term sustainability of the ABLE program if more accounts are not opened. BackgroundABLE...
Since 2004, Colorado has allowed families to use beneficiary deeds to transfer real property (a home in Denver or a family cabin in the mountains) outside of probate. We must again stress that this strategy cannot replace a comprehensive estate plan. Get legal advice...
