Almost as soon as a younger sibling arrives, so does rivalry for parent attention. As the children grow up, it is amazing to see how early these rivalries turn into “hitting” and “no, thank yous.” As children grow up together these behaviors...
More Than 20 Years Of Serving Colorado Families And Businesses In Times Of Need
Month: July 2017
Same-sex couples should make or review estate plans
Since same-sex marriage became legal in Colorado in October 2014, it may seem that legal matters related to the marital relationship like those concerning property, inheritance, children, medical decision making, visitation in hospitals and other similar issues are...
Death tax on life insurance benefits
Life insurance plays a vital role in many estate plans. It provides salary replacement for a family if a heart attack or tragic car accident takes the life of a breadwinner. These policies may also be a part of a business or ranch/farm succession plan. Generally, life...
How to keep a company thriving? Business continuity plans
When is the right to time do business continuity planning if you are a sole owner or have a family business you would like to eventually hand off to children? It’s right now. Here is a story that illustrates the importance of starting the process right away. A...
Student loans: Who pays them if you die?
Approximately 44.2 million Americans are paying off student loan debt and it is hanging around longer than ever. Whether it will survive you will depend on the type of student loan. Did you cosign on student loans for a child or grandchild, return to earn another...
Undue influence and pay-on-death designations
A caregiver or child who lives closest to an elderly parent may exert influence in an effort to get a larger inheritance. It's a problem when pressure - whether overpersuasion, coercion or manipulation - leads to a change in the terms of a will that favors the...
Medicaid eligibility numbers update for 2017
Medicaid provides health care insurance for 4.6 million seniors across the country, including long-term care costs. Most of these seniors also receive some medical benefits from joint enrollment in Medicare.Sorting out eligibility for these programs can be...