If you were born in 1960 and are turning 65 in 2025, you might think you can claim full Social Security benefits. That is not true. You must wait until 2027 to get your full monthly payment. This rule affects many people in Denver, Edwards and nearby areas. Knowing...
In life, many people who are not blood relatives significantly support you. These individuals often play essential roles in your success and well-being. Have you ever considered how to thank them in a lasting way? Your estate plan can be a powerful tool to acknowledge...
When Congress passed the One Big Beautiful Bill Act, better known as the Big Beautiful Bill, most people focused on the headlines: lower federal estate taxes, lighter Social Security taxes and a few retirement updates. But what you may not realize is how these changes...
Our parents are often our first and greatest heroes. We grow up looking to them for guidance, strength and support, believing there is nothing they cannot handle. But lately, you may have noticed subtle changes in their decision-making. Perhaps they have missed a few...
Health First Colorado, the state Medicaid program, offers several key types of benefits for older adults. Unlike Medicare, Medicaid can pay for the cost of a room in a nursing home. Medicaid can also help cover the costs of home health services. Older adults...
Some special days are cause for celebration. Christmas or even lesser-known days like National Donut Day may inspire people to do something special. Other times, there are special days that serve to remember sacrifices made by others or tragedies that affected a...
For many older adults and their families, preparing for the golden years goes beyond making crucial financial decisions. It also means choosing the right place to live. A continuing care retirement community (CCRC) offers a unique and flexible housing solution that...
Powers of attorney are important estate planning documents. They give people protection from emergency situations. An individual who has a heart attack or ends up in a coma after a car crash may benefit from previously-drafted powers of attorney. An agent or attorney...
People usually don't create estate plans for their own edification. Instead, their main priority is often to protect their loved ones. Married couples may establish estate plans to protect one another. Once they have children, the need for an estate plan increases...
Many people try to establish estate plans that can protect them for years, if not decades. They select personal representatives who are likely to remain healthy well into the testator's golden years. They use broad language when talking about the distribution of their...
