Whether you founded a used part salvage lot or followed in your mother's footsteps and took over her orthodontist practice, you own a business that serves the local community. That business may represent the primary source of your personal income and also a large...
If you have a loved one with special needs, you might worry that you will leave them in a precarious situation when you are gone. For instance, if you bequeath your estate through a traditional will, your loved one may not be eligible for government support programs...
Long-term independence is often the main goal of those thinking about their retirement and golden years in Colorado. Aging in place is often part of the plan, as the people feel more comfortable staying in the same home and have a better idea of how to plan their...
Estate plans can be very unique and can be built in different ways. One person may just have a will, for example, while the other person has a much more complex plan that includes a qualified domestic relations order (QDRO), a trust and power of attorney. It all...
If you don't prepare ahead of time for the experience of growing older, you may end up dependent on other people financially or on a day-to-day basis. It takes considerable advance planning for an adult who is ready for retirement to arrange to age in place in their...
As a young couple diligently doing your estate planning, you have a life insurance policy in place for your children. You’re in accord on who should rear the kids if the unimaginable occurs, and they’ve agreed to step up. You’ve covered all the bases, right? Maybe...
Your aging parents raised you never to take advantage of anyone else. They suffered no fools when they were younger, but you’ve noticed a shift in recent years. They are a lot more trusting and naive than they used to be. This isn’t necessarily bad, but it can make...
Health First Colorado, which is the Medicaid program for the state, provides very important benefits for those who need extensive support as they age. Medicaid or Health First Colorado will pay for nursing home care while Medicare will not, for example. Planning...
When you are physically or mentally incapacitated, you need someone to handle your affairs and make decisions for you. Many assume that their family members will automatically take over this role. However, without proper legal authorization, it may not be so...
Whether your first marriage ended with the untimely death of your spouse or a divorce, you may not have expected to fall in love again. Now that you have met someone that treats you right and makes you happy, you are thrilled at the prospect the spending the rest of...
