Add it to idk, lol and tmi? Or maybe this acronym never reaches the same prominence in pop culture. But it does relate to an important topic for any couple with young children that is all too often overlooked.Parenting young children is often exhausting and rarely...
Immigration and Customs Enforcement (ICE) apprehensions and deportations have set communities on edge. In New York and Texas, the New York Times and The Texas Tribune have recently reported about long lines at the Bureau of Vital Statistics in New York City and the...
When do financial decision-making abilities peak? It is probably much early that you’d imagine. Studies have found that it is the mid-50s. Then skills begin to deteriorate. “The older the wiser” adage doesn’t translate to managing finances.The...
It’s hard to believe that it was almost two years ago when we first wrote about ABLE accounts. While similar to college savings accounts, these accounts allow those with disabilities to have savings accounts without affecting Supplemental Security Income (SSI) and...
A grandfather becomes abusive (from later-diagnosed dementia) and alienates family. An adult child stops taking medication to treat severe mental illness and goes off the grid. A cherished granddaughter continues to lose a fight against addiction.What options exist...
Fiduciary – in general this term is used for investment professionals. But if you have been appointed a trustee by a family member or friend, you need to know your duty.Personal liability for losses or unrealized gains is even possible when allegations of risky...
Why is it so important to leave a road map for loved ones after you are no longer able to make decisions or communicate your wishes? If you fail to put your wishes in writing, the state of Colorado will use a default (intestacy law) to determine what happens. With...
Statistics out of the Census Bureau indicate that about 800,000 Americans will lose their spouses this year. Widows and widowers make up 25 percent of the over-65 population totaling more than 14 million.What happens to an estate after death? Most people have little...
The U.S. Department of Justice has recently prosecuted defendants across the country related to a Jamaican lottery scam. In a recent webinar discussing elder financial abuse, a lawyer with the DOJ stressed that effective schemes do not work if they sound to go to be...
When caregivers were surveyed, they reported that 37 percent of the seniors they worked with had fallen prey to financial schemes. Another frequently cited statistic is equally disturbing: only one in 44 cases of financial exploitation is reported. Because reporting...
