This is a continuation from our last post on whether a change of beneficiary designation was actually a mistake. In this post, we summarize the facts and discuss the duty of loyalty required in a fiduciary conservator relationship.The recent Colorado Court of Appeals...
Reflections on the extraordinary life of Stephen Hawking have been filling the internet at news of his passing. His life and work changed the way we view disability.He viewed his diagnosis of ALS at age 22 as, “A rare opportunity to … live the life of the...
What is the age when more support is required to live independently and safely in a home? What if a loved one is starting to miss things – forgets to take medications or seems confused when you have a weekly phone chat? Where do you get help? In the over-information...
Each situation varies, but almost everyone can benefit from a Will and powers of attorney (POA). Then depending on your unique situation, other tools may be added as needed.The foundation of an estate plan is your Will. This legal document controls the distribution of...
We frequently stress that having a simple will does not help loved ones until after you pass away. In the days, weeks or years that you might be unable to make decisions, you need to have proper documents in place to avoid the need for a guardianship. In completing...
For older Americans, falls are a leading cause of death. Falling becomes a serious concern as early as the 70s when bones start to become more brittle. Broken bones also take longer to heal. A fall can become the triggering event that leads to a loved one’s ultimate...
It is hard to believe that scam artists would be targeting elderly individuals over the holidays, but that is what happens. This blog post comes from a Facebook news feed story.In the story, a 78-year-old grandmother received a call from someone claiming to be her...
Creating a catchy title for federal legislation must be its own niche on Capitol Hill. The aptly named Senior$afe Act must have been coined by a financial planner.It begins to answer the question of how we reduce senior financial fraud. Brokerages and financial...
In a recent post, we promised a follow up on Achieving a Better Life Experience (ABLE) accounts. These savings accounts allow those with disabilities to better plan for future needs without affecting disability benefit eligibility.As of our February update, it was...
A comment from a recent press conference caught our attention. In discussing new grants designed to foster innovative ideas to improve life past 50, Governor John Hickelooper shared this line, "Some say, 'young people, they've cornered the market on innovation.'...
