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November 2015 Archives

Does long-term care insurance make sense for you?

At some point in our lives, we will no longer be able to do the things that we once did. We won't be able to play basketball with the usual group on Saturdays. Those weekend hiking trips will be a thing of the past. And even some of the more basic tasks, such as household care and medical care, will require some form of help.

2 types of power of attorney that are important

Imagine that you have a family member that is getting very old, and as the years pass by, you can see that he or she just isn't as healthy as they once were. It is a slow, and unfortunately inevitable, decline. Watching them in a hospital bed, you can't help but wonder what they are thinking. Did they want it to end like this? Did they have protections and processes in place to dictate how their medical care should be handled if they become incapacitated?

What about married couples? How should they plan their estate?

In our last piece, we talked about how unmarried couples and people who don't have children should organize and prepare their estate plan. For the married folks, today's post is for you. Let's talk about estate planning for married couples and how they can best position themselves and their families for when they pass away.

For the unmarried: how should you deal with your estate plan?

Given just how important it is to have an estate plan, and given that these estate plans often refer to spouses or children that the testator may have, it raises this simple, but important, question: what do people who have never been married do with their estate plans?

An estate without a will: an explainer

We've talked about wills quite a bit on this blog in the past few months, and for good reason. A will is an incredibly important document, and everyone should have one. Additionally, there is no age early enough to start considering a will. Your will is the key to protecting your estate and establishing the rules regarding how your estate is handled.

Legal help could get you through complex estate cases

When it comes to a person's will, administering their estate and dealing with the possibility of probate, there are many legal steps that need to be followed. For example, with a will, a personal representative must be selected by the individual. This representative will suddenly have a lot of responsibility.

What is a conservatorship and how does it work?

A few weeks ago, we wrote about guardianships and how they play into a person's later years and, indeed, their estate. There is also something called a "conservatorship" which functions in practically the same way as a guardianship. Depending on which state you live in, the duties and function of these two legal processes could be the same, or just slightly different.

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