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Trusts Archives

Death tax on life insurance benefits

Life insurance plays a vital role in many estate plans. It provides salary replacement for a family if a heart attack or tragic car accident takes the life of a breadwinner. These policies may also be a part of a business or ranch/farm succession plan.

Trust formation basics: Part I

Some of the misperceptions about trusts are that they are too burdensome or expensive. In many situations they provide a cost-effective vehicle to plan for the needs of a surviving spouse and smoothly transfer assets to the next generation.

Memorial Day: Remember loved ones, but plan for the future

Memorial Day is a time to remember those who died serving our country. Its history dates back to 1868 when sacrifices made by soldiers in the Civil War were commemorated. It follows an tradition of decorating (originally called Decoration Day) the graves of loved ones with wreaths, flowers and flags.

Estate planning and trusts that account for fur babies

They become a part of the family and often stay at home longer than the human children. Whether one of the most popular breeds such as a Labrador retriever, German Shepherd or a mixed rescue, the ASPCA estimates that 44 percent of households have a dog. And cats, bunnies and birds are important members in others.

Lots of socks bring awareness to Down syndrome

Have you seen pictures of your friend's socks in your Facebook feed? March 21 was World Down Syndrome Day. One of the ways to bring awareness this year was to wear brightly colored socks, printed socks or even three socks (representing three chromosomes). The initiative was designed to get people talking, spark fundraising and create a broad online community.

Beneficiary designation to estate plan

Ask around and you will find that many people don’t have an estate plan. They may not even know what makes up an estate plan. This was just the case today at a Starbuck’s. A question about an estate plan was met with question of “what is an estate plan?” This was followed by laughter that only debt would pass to the barista’s parents.

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