In less than 12 hours, we will turn our calendars to to January 2016. We will all celebrate a new year, and we will marvel in all of the possibilities that such a new year can bring. Promises will be made and resolutions will be kept (or broken). And in this regard,...
More Than 20 Years Of Serving Colorado Families And Businesses In Times Of Need
Month: December 2015
Some common estate planning questions, answered
Estate planning is an inherently complicated topic that can leave many people feeling confused. As such, people who are entering the estate planning process often have a lot of questions on their mind. Let's answer a few of the typical questions that get asked while...
What home care is and why it is important
The last time we talked about long term care planning was about a month ago. We wrote about LTC insurance, and how it can prove very beneficial to some people. Today, we're going to talk about home care, what options there are for this type of care and why many people...
Current economic commentary highlights importance of estate planning
"A tale of two very different shoppers."That is how a recent national news article chronicling the financial difficulties confronting many middle-class families across the country terms the current year-end holiday season. A closer look at the story reveals what is...
Don’t risk your estate plan by constructing it without a lawyer
Planning for the inevitable is a great way to stay organized in your life. But when that "inevitable" situation involves your impending death or incapacitation, it can be very difficult to muster up the motivation to plan for it. However, it should go without saying...
What happens if your guardian is negligent or fails in their role?
Imagine that you are in your later years, and you are in need of a guardian to help you with many important matters in your life. Your finances; your medical care; and even basic household chores or duties are being handled by this guardian. Obviously, given the...
What happens to a person’s debt if they die?
As you can imagine, most deaths are exactly "planned." People don't know when they are going to die, and even if they plan for the end and die of old age -- i.e. if they have an estate plan and are medically declining to the point that death seems apparent -- there...
The living trust: what it means and how it works
Whether someone is planning for their later years in life, or they are just trying to strategically place their property and assets in the right place for estate purposes, a trust can help their cause. One common type of trust is the living trust. The living trust...